Spendify is a personal finance assistant that analyzes bank statements (PDF, CSV, TXT), categorizes expenses, tracks trends over time, provides security and health scores, and provides personalized budgeting tips and tools through an easy-to-use, mobile-optimized web app.
Spendify is an intelligent, AI-powered cost manager that allows you to track and manage your finances without linking your bank account.
Spendify Lifetime Deal Features Overview:
Depending on your package, you can upload up to 50, 200, or an unlimited number of bank statements per month. There is no manual for entering or logging into your bank. This tool automatically and accurately processes all transaction data.
Use interactive charts to visualise your spending. See how much money is spent on housing, food, shopping, transportation, and other expenses, allowing you to easily detect budget gaps.
Filter and evaluate all transactions in one clear, searchable table. Quickly locate the date, merchant, category, and amount so that nothing falls through the cracks.
Receive intelligent feedback on your expenditure.
Set goals like “Save $500 in 3 months” or “Cut food spending by 20%.” Watch the progress bars as you come closer.
Examine how your expenditure fluctuates over time or across categories. Determine growth areas and alter budgets month to month.
Receive proactive nudges when you exceed your budget, cross a threshold, or make an odd transaction—so you’re always in the know.
Save and revisit previous declarations, insights, and goals. Review trends, measure progress, and remain motivated with financial history at your fingertips.
Security Score (0-100), includes flagged transactions and safety suggestions.
Use the Recurring Payments tab to identify subscriptions and auto-payments.
Cash flow patterns illustrate net inflow vs. outflow over time.
Merchant Breakdown for vendor-level spending transparency.
Financial wellbeing is reflected in a health score, while tax analysis automatically identifies pertinent information.
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